/* v13 «Hausbank» – Vertrauen durch Ordnung: Blau, Konditionentabellen, Sicherheitszeichen, keine Bilder. */
/* Fonts are self-hosted (DSGVO: no request to Google; the privacy text says fonts load from our own server).
   Files: fonts/ (SIL OFL 1.1, see fonts/OFL-*.txt), subsets and unicode ranges as served by Google Fonts.
   Public Sans is a variable font: one file per subset covers weights 400–800. */
@font-face { font-family: "Public Sans"; font-style: normal; font-weight: 100 900; font-display: swap; src: url(fonts/public-sans-latin-ext.woff2) format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "Public Sans"; font-style: normal; font-weight: 100 900; font-display: swap; src: url(fonts/public-sans-latin.woff2) format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
@font-face { font-family: "IBM Plex Mono"; font-style: normal; font-weight: 400; font-display: swap; src: url(fonts/ibm-plex-mono-400-latin-ext.woff2) format("woff2");
  unicode-range: U+0100-02BA, U+02BD-02C5, U+02C7-02CC, U+02CE-02D7, U+02DD-02FF, U+0304, U+0308, U+0329, U+1D00-1DBF, U+1E00-1E9F, U+1EF2-1EFF, U+2020, U+20A0-20AB, U+20AD-20C4, U+2113, U+2C60-2C7F, U+A720-A7FF; }
@font-face { font-family: "IBM Plex Mono"; font-style: normal; font-weight: 400; font-display: swap; src: url(fonts/ibm-plex-mono-400-latin.woff2) format("woff2");
  unicode-range: U+0000-00FF, U+0131, U+0152-0153, U+02BB-02BC, U+02C6, U+02DA, U+02DC, U+0304, U+0308, U+0329, U+2000-206F, U+20AC, U+2122, U+2191, U+2193, U+2212, U+2215, U+FEFF, U+FFFD; }
:root {
  --navy: #0B2545; --navy-2: #081C36;
  --blue: #1458B8; --blue-h: #0F4A9C;
  --sub: #EAF1FB; --tint: #F5F9FE;
  --ink: #14213D; --ink-2: #4B5875;
  --green: #0E7A4D; --green-bg: #E6F4EC;
  --line: #D5DEEA; --line-2: #B9C6D9; --ctl: #6B7790; --red: #B3261E;
  --focus: var(--blue);
  --sans: "Public Sans", system-ui, -apple-system, "Segoe UI", Roboto, Arial, sans-serif;
  --mono: "IBM Plex Mono", ui-monospace, SFMono-Regular, Menlo, Consolas, monospace;
  --pad: clamp(16px, 4vw, 40px);
  --util-h: 36px; --bar-h: 64px; --r: 8px;
  --stick: calc(var(--util-h) + var(--bar-h)); /* visible sticky header height */
}
*, *::before, *::after { box-sizing: border-box; }
html { -webkit-text-size-adjust: 100%; scroll-padding-top: calc(var(--stick) + 16px); }
@media (prefers-reduced-motion: no-preference) { html { scroll-behavior: smooth; } }
body {
  margin: 0; background: #fff; color: var(--ink);
  font: 400 17px/1.6 var(--sans); font-variant-numeric: tabular-nums;
  overflow-wrap: break-word; hyphens: auto;
}
[hidden] { display: none !important; }
h1, h2, h3, h4 { margin: 0; line-height: 1.2; font-weight: 700; color: inherit; hyphens: manual; }
p { margin: 0; }
ul, ol { margin: 0; padding: 0; list-style: none; }
a { color: var(--blue); text-underline-offset: 3px; }
sup { font-size: .7em; line-height: 0; margin-left: 1px; }
:focus-visible { outline: 3px solid var(--focus); outline-offset: 2px; }
.wrap { width: min(100% - 2 * var(--pad), 1200px); margin-inline: auto; }
.vh { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip: rect(0 0 0 0); clip-path: inset(50%); white-space: nowrap; }
.sprite { position: absolute; width: 0; height: 0; overflow: hidden; }
.ic { width: 24px; height: 24px; flex: none; fill: none; stroke: currentColor; stroke-width: 1.5; stroke-linecap: round; stroke-linejoin: round; }
.ic.ok { color: var(--green); stroke-width: 2; }
.ic-lg { width: 40px; height: 40px; }
.skip { position: absolute; left: 12px; top: -100px; z-index: 100; padding: 10px 16px; background: #fff; color: var(--navy); font-weight: 700; border-radius: 6px; }
.skip:focus { top: 12px; }

/* ---------- buttons ---------- */
.btn {
  display: inline-flex; align-items: center; justify-content: center; gap: 8px;
  min-height: 48px; padding: 12px 22px; border: 1.5px solid transparent; border-radius: 6px;
  font: 600 16px/1.2 var(--sans); text-align: center; text-decoration: none; cursor: pointer;
  transition: background-color .15s, border-color .15s, color .15s;
}
.btn-primary { background: var(--blue); color: #fff; }
.btn-primary:hover { background: var(--blue-h); }
.btn-outline { background: #fff; color: var(--blue); border-color: var(--blue); }
.btn-outline:hover { background: var(--sub); }
.btn-white { background: #fff; color: var(--navy); }
.btn-white:hover { background: var(--sub); }
.btn-sm { min-height: 40px; padding: 8px 14px; font-size: 14.5px; }
.btn-lg { min-height: 52px; padding: 14px 26px; font-size: 17px; }
.btn-block { width: 100%; }
.btn:disabled { opacity: .5; cursor: not-allowed; }
.linkbtn { min-height: 44px; padding: 0 4px; border: 0; background: none; color: var(--blue); font: 600 15px/1.2 var(--sans); text-decoration: underline; text-underline-offset: 3px; cursor: pointer; }

/* ---------- header: service bar + main bar ---------- */
.hdr { position: sticky; top: 0; z-index: 50; background: var(--navy); color: #fff; --focus: #fff; }
.util { height: var(--util-h); background: var(--navy-2); border-bottom: 1px solid rgb(255 255 255 / .12); font-size: 14px; }
.util-in { display: flex; align-items: center; gap: 20px; height: 100%; }
.util a { display: inline-flex; align-items: center; gap: 6px; color: #D5DEEA; text-decoration: none; white-space: nowrap; }
.util a:hover { color: #fff; text-decoration: underline; }
.util .ic { width: 18px; height: 18px; }
.util-phone { margin-right: auto; }
.util .login { color: #fff; font-weight: 600; }
.lang { display: flex; gap: 2px; }
.lang button { min-width: 36px; min-height: 28px; padding: 2px 8px; border: 1px solid rgb(255 255 255 / .35); border-radius: 4px; background: none; color: #D5DEEA; font: 600 13px/1 var(--sans); cursor: pointer; }
.lang button[aria-pressed="true"] { background: #fff; border-color: #fff; color: var(--navy); }
.bar { height: var(--bar-h); }
.bar-in { position: relative; display: flex; align-items: center; gap: 24px; height: 100%; }
.logo { display: inline-flex; align-items: center; gap: 10px; min-width: 0; color: #fff; font-size: 18px; font-weight: 700; text-decoration: none; }
.logo-mark { display: grid; place-items: center; width: 34px; height: 34px; flex: none; border-radius: 6px; background: var(--blue); }
.logo-mark .ic { width: 20px; height: 20px; stroke-width: 1.8; }
.logo-name { overflow: hidden; text-overflow: ellipsis; white-space: nowrap; }
.nav { margin-left: auto; }
.nav ul { display: flex; gap: 2px; }
.nav a { display: block; padding: 8px 12px; border-radius: 4px; color: #fff; font-size: 15px; font-weight: 600; text-decoration: none; }
.nav a:hover { background: rgb(255 255 255 / .1); }
.bar-cta { flex: none; }
.nav-login { display: none; }
.menu-btn { display: none; place-items: center; width: 44px; height: 44px; flex: none; padding: 0; border: 1px solid rgb(255 255 255 / .35); border-radius: 6px; background: none; color: #fff; cursor: pointer; }

/* ---------- hero: text + account card ---------- */
.hero { padding: clamp(40px, 5vw, 72px) 0 clamp(48px, 6vw, 80px); background: var(--sub); }
.hero-in { display: grid; grid-template-columns: minmax(0, 1.05fr) minmax(0, .95fr); gap: clamp(32px, 4vw, 64px); align-items: center; }
.eyebrow { color: var(--blue); font-size: 14px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
h1 { margin: 12px 0 20px; font-size: clamp(32px, 2.2vw + 18px, 52px); letter-spacing: -.02em; }
.lead { max-width: 60ch; color: var(--ink-2); font-size: clamp(17px, .3vw + 15px, 19px); }
.checks { display: grid; gap: 10px; margin-top: 24px; }
.checks li { display: flex; gap: 10px; align-items: flex-start; }
.checks .ic { margin-top: 2px; }
.checks.sm { gap: 6px; margin-top: 0; }
.checks.sm li { color: var(--ink-2); font-size: 15.5px; }
.checks.sm .ic { width: 20px; height: 20px; }
.cta-row { display: flex; flex-wrap: wrap; gap: 12px; margin-top: 32px; }
.trust { display: grid; grid-template-columns: repeat(3, minmax(0, 1fr)); gap: 16px; margin-top: 32px; padding-top: 24px; border-top: 1px solid var(--line-2); }
.trust li { display: flex; gap: 10px; color: var(--ink-2); font-size: 14px; line-height: 1.4; }
.trust .ic { color: var(--blue); }
.trust li > span { min-width: 0; }
.trust strong { display: block; color: var(--ink); font-size: 15px; }

.acct { width: 100%; max-width: 500px; margin: 0; justify-self: end; }
.acct-cap { margin-bottom: 10px; color: var(--ink-2); font-size: 14px; font-weight: 600; }
.acct-card { overflow: hidden; background: #fff; border: 1px solid var(--line); border-radius: 12px; box-shadow: 0 1px 2px rgb(11 37 69 / .06), 0 16px 40px rgb(11 37 69 / .12); }
.acct-head { display: flex; align-items: center; gap: 12px; padding: 16px 20px; background: var(--navy); color: #fff; }
.acct-ic { display: grid; place-items: center; width: 36px; height: 36px; border-radius: 6px; background: var(--blue); }
.acct-head strong { font-size: 17px; }
.acct-city { display: inline-flex; align-items: center; gap: 4px; margin-left: auto; color: #D5DEEA; font-size: 14px; }
.acct-city .ic { width: 18px; height: 18px; }
.acct-body { padding: 20px; }
.acct-label { color: var(--ink-2); font-size: 12px; font-weight: 700; letter-spacing: .08em; text-transform: uppercase; }
.iban { margin: 6px 0 16px; padding: 14px 16px; background: var(--tint); border: 1px solid var(--line); border-radius: 6px; font: 400 16px/1.7 var(--mono); overflow-wrap: anywhere; hyphens: none; }
.iban span { display: block; }
.status { display: flex; gap: 10px; align-items: flex-start; padding: 10px 14px; border-radius: 6px; background: var(--green-bg); color: var(--green); font-size: 15px; font-weight: 600; }
.status .ic { stroke-width: 2; }
.acct-row { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: baseline; gap: 4px 12px; margin-top: 16px; padding-top: 16px; border-top: 1px solid var(--line); color: var(--ink-2); font-weight: 600; }
.acct-row strong { color: var(--ink); font-size: 22px; }

/* ---------- facts ---------- */
.facts { border-bottom: 1px solid var(--line); }
.facts ul { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
.facts li { padding: 28px 24px; border-left: 1px solid var(--line); }
.facts li:first-of-type { padding-left: 0; border-left: 0; }
.facts strong { display: block; color: var(--navy); font-size: clamp(24px, 1.2vw + 14px, 32px); line-height: 1.2; }
.facts span { color: var(--ink-2); font-size: 15px; }

/* ---------- sections ---------- */
.sec { padding: clamp(56px, 6.5vw, 96px) 0; }
.sec-sub { background: var(--sub); }
.sec-head { max-width: 760px; margin-bottom: 40px; }
.sec-head h2, .legal h2 { font-size: clamp(26px, 1.4vw + 16px, 36px); letter-spacing: -.01em; }
.sec-head > p:not(.chip) { margin-top: 12px; color: var(--ink-2); font-size: 18px; }
.card { background: #fff; border: 1px solid var(--line); border-radius: var(--r); }

.aud { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; counter-reset: aud; }
.aud-card { padding: 24px; border: 1px solid var(--line); border-top: 3px solid var(--blue); border-radius: var(--r); counter-increment: aud; }
.aud-card::before { content: counter(aud, decimal-leading-zero); display: block; margin-bottom: 14px; color: var(--blue); font: 400 14px/1 var(--mono); }
.aud-card h3 { margin-bottom: 8px; font-size: 18px; }
.aud-card p { color: var(--ink-2); font-size: 16px; }

.cond { margin: 0; background: #fff; border: 1px solid var(--line); border-radius: var(--r); }
.cond-row { display: grid; grid-template-columns: minmax(200px, 1fr) 2.2fr; gap: 8px 32px; padding: 20px 24px; border-top: 1px solid var(--line); }
.cond-row:first-of-type { border-top: 0; }
.cond dt { display: flex; gap: 10px; font-weight: 700; }
.cond dd { margin: 0; color: var(--ink-2); }
.note { display: flex; gap: 12px; margin-top: 20px; padding: 16px 20px; background: #fff; border-left: 4px solid var(--blue); border-radius: 0 var(--r) var(--r) 0; color: var(--ink-2); font-size: 15.5px; }
.note .ic { color: var(--blue); }

/* ---------- services: cards + Konditionenübersicht ---------- */
.svc-cards { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); gap: 20px; }
.svc { display: flex; flex-direction: column; padding: 24px; background: #fff; border: 1px solid var(--line); border-radius: var(--r); }
.svc-base { border-color: var(--blue); box-shadow: inset 0 3px 0 var(--blue); }
.svc-top { display: flex; justify-content: space-between; align-items: center; margin-bottom: 16px; }
.svc-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 8px; background: var(--sub); color: var(--blue); }
.badge { padding: 4px 8px; border-radius: 4px; background: var(--sub); color: var(--navy); font-size: 12px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.svc-base .badge { background: var(--navy); color: #fff; }
.svc h3 { font-size: 19px; }
.svc-tag { margin-top: 6px; font-size: 15px; font-weight: 600; }
.svc-desc { flex: 1; margin-top: 10px; color: var(--ink-2); font-size: 15px; }
.svc-price { margin-top: 20px; padding-top: 16px; border-top: 1px solid var(--line); color: var(--ink-2); font-size: 14px; }
.svc-price strong { color: var(--ink); font-size: 24px; }

.cmp-h { margin: 56px 0 16px; font-size: 22px; }
.cmp { width: 100%; border: 1px solid var(--line); border-radius: var(--r); border-collapse: separate; border-spacing: 0; background: #fff; font-size: 15px; }
.cmp th, .cmp td { padding: 12px 16px; border-top: 1px solid var(--line); text-align: center; vertical-align: middle; }
.cmp th[scope="row"] { text-align: left; font-weight: 400; }
.cmp thead td, .cmp thead th { position: sticky; top: var(--stick); z-index: 2; border-top: 0; background: #fff; box-shadow: 0 1px 0 var(--line); }
.cmp thead td { width: 34%; border-radius: var(--r) 0 0 0; }
.cmp thead th { vertical-align: bottom; font-size: 14px; font-weight: 600; line-height: 1.35; }
.cmp thead th:last-child { border-radius: 0 var(--r) 0 0; }
.cmp-ics { display: flex; justify-content: center; align-items: center; gap: 2px; margin-bottom: 8px; color: var(--blue); }
.cmp-ics .plus { color: var(--ink-2); font-size: 13px; }
.cmp-names > span { display: block; }
.cmp .grp th { background: var(--tint); font-weight: 700; text-align: left; }
.grp-in { display: flex; align-items: center; gap: 10px; }
.grp-in .ic { color: var(--blue); }
.grp-price { margin-left: auto; font-weight: 600; white-space: nowrap; }
.cmp .feats { display: block; margin-top: 4px; color: var(--ink-2); font-size: 14px; font-weight: 400; }
.cmp .yes .ic { color: var(--green); stroke-width: 2; vertical-align: middle; }
.cmp .no { color: var(--ink-2); }
.cmp .addon { background: var(--tint); color: var(--ink-2); font-weight: 600; }
.cmp tfoot th, .cmp tfoot td { border-top: 2px solid var(--ink); font-weight: 700; }
.cmp .tot strong { font-size: 18px; }
.cmp .pick td { padding-top: 4px; padding-bottom: 16px; border-top: 0; }
.cmp .pick .btn { width: 100%; line-height: 1.25; }
.fnote { margin-top: 12px; color: var(--ink-2); font-size: 14px; }
.fnote + .fnote { margin-top: 4px; }

/* ---------- Konditionenrechner ---------- */
.calc { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); gap: 24px; align-items: start; }
.calc-opts { padding: 8px 24px 12px; }
.grp-h { margin: 20px 0 4px; color: var(--ink-2); font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.sw-row { display: grid; grid-template-columns: 44px 1fr auto auto; gap: 16px; align-items: center; padding: 16px 0; border-top: 1px solid var(--line); }
.sw-row:first-child { border-top: 0; }
.sw-ic { display: grid; place-items: center; width: 44px; height: 44px; border-radius: 8px; background: var(--sub); color: var(--blue); }
.sw-txt { min-width: 0; }
.sw-name { font-weight: 700; cursor: pointer; }
.sw-tag { display: block; color: var(--ink-2); font-size: 14.5px; line-height: 1.45; }
.sw-price { font-weight: 700; text-align: right; white-space: nowrap; }
.sw-price .per { color: var(--ink-2); font-size: 14px; font-weight: 400; }
.tip { display: inline-grid; place-items: center; width: 28px; height: 28px; margin: -4px 0 -4px 4px; padding: 0; border: 0; border-radius: 50%; background: none; color: var(--blue); vertical-align: middle; cursor: pointer; }
.tip .ic { width: 20px; height: 20px; }
.tip[aria-expanded="true"] { background: var(--sub); }
.tip-txt { display: block; margin-top: 8px; padding: 10px 12px; border-radius: 6px; background: var(--sub); font-size: 14px; line-height: 1.45; }
.sw { position: relative; display: inline-block; width: 52px; height: 30px; flex: none; }
.sw input { position: absolute; inset: 0; z-index: 1; width: 100%; height: 100%; margin: 0; opacity: 0; cursor: pointer; }
.sw-track { position: absolute; inset: 0; border-radius: 15px; background: var(--ctl); transition: background-color .15s; }
.sw-track::after { content: ""; position: absolute; top: 3px; left: 3px; width: 24px; height: 24px; border-radius: 50%; background: #fff; box-shadow: 0 1px 2px rgb(0 0 0 / .3); transition: transform .15s; }
.sw input:checked + .sw-track { background: var(--blue); }
.sw input:checked + .sw-track::after { transform: translateX(22px); }
.sw input:disabled { cursor: not-allowed; }
.sw input:disabled + .sw-track { background: var(--navy); }
.sw input:focus-visible + .sw-track { outline: 3px solid var(--focus); outline-offset: 2px; }

.plan { position: sticky; top: calc(var(--stick) + 16px); padding: 24px; border-top: 4px solid var(--navy); }
.plan-lines li { display: flex; justify-content: space-between; gap: 16px; padding: 8px 0; border-bottom: 1px dashed var(--line-2); }
.plan-lines li > span:last-child { font-weight: 600; white-space: nowrap; }
.plan-total { display: flex; flex-wrap: wrap; justify-content: space-between; align-items: baseline; gap: 4px 16px; margin-top: 14px; padding-top: 14px; border-top: 2px solid var(--ink); font-weight: 700; }
.plan-total strong { font-size: 30px; line-height: 1.1; }
.plan-vat { margin-top: 6px; color: var(--ink-2); font-size: 13.5px; }
.plan-hint { margin-top: 10px; color: var(--ink-2); font-size: 14px; }
.plan .btn { margin-top: 20px; }

/* ---------- digital mail ---------- */
.chip { display: inline-flex; flex-wrap: wrap; align-items: center; gap: 6px; margin-top: 16px; padding: 6px 12px; border-radius: 6px; background: var(--sub); font-size: 15px; }
.chip .ic { width: 20px; height: 20px; color: var(--blue); }
.stepper { display: grid; grid-template-columns: repeat(4, 1fr); gap: 24px; margin-bottom: 40px; counter-reset: st; }
.stepper li { position: relative; padding-top: 56px; counter-increment: st; }
.stepper li::before { content: counter(st); position: absolute; top: 0; left: 0; display: grid; place-items: center; width: 40px; height: 40px; border-radius: 50%; background: var(--blue); color: #fff; font-weight: 700; }
.stepper li::after { content: ""; position: absolute; top: 19px; left: 52px; right: -12px; height: 2px; background: var(--line); }
.stepper li:last-child::after { display: none; }
.stepper h3 { margin-bottom: 6px; font-size: 17px; }
.stepper p { color: var(--ink-2); font-size: 15.5px; }
.dig-grid { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr); gap: 24px; align-items: start; }
.rules { padding: 24px; }
.rules h3 { margin-bottom: 8px; font-size: 18px; }
.rules li { display: grid; grid-template-columns: minmax(0, 1fr) auto minmax(0, 1.2fr); gap: 12px; align-items: center; padding: 12px 0; border-top: 1px solid var(--line); }
.r-match { display: flex; gap: 10px; align-items: center; font-weight: 600; }
.r-match .ic, .r-arrow { color: var(--blue); }
.r-to { padding: 6px 10px; border-radius: 4px; background: var(--tint); border: 1px solid var(--line); font: 400 14.5px/1.4 var(--mono); overflow-wrap: anywhere; hyphens: none; }
.safe { display: flex; gap: 16px; padding: 24px; border-radius: var(--r); background: var(--navy); color: #D5DEEA; }
.safe .ic-lg { color: #fff; }
.safe-t { margin-bottom: 6px; color: #fff; font-size: 18px; font-weight: 700; line-height: 1.35; }

/* ---------- account opening steps + documents ---------- */
.proc { display: grid; grid-template-columns: minmax(0, 1.3fr) minmax(0, 1fr); gap: 48px; align-items: start; }
.vsteps { margin-bottom: 28px; counter-reset: vs; }
.vsteps > li { position: relative; padding: 0 0 28px 64px; counter-increment: vs; }
.vsteps > li::before { content: counter(vs); position: absolute; top: -6px; left: 0; display: grid; place-items: center; width: 44px; height: 44px; border: 2px solid var(--blue); border-radius: 50%; background: #fff; color: var(--blue); font-size: 18px; font-weight: 700; }
.vsteps > li::after { content: ""; position: absolute; top: 42px; bottom: 2px; left: 21px; width: 2px; background: var(--line-2); }
.vsteps > li:last-child::after { display: none; }
.vsteps h3 { margin-bottom: 6px; font-size: 19px; }
.vsteps p { color: var(--ink-2); }
.pay { display: flex; flex-wrap: wrap; gap: 8px; margin-top: 12px; }
.pay li { display: inline-flex; align-items: center; gap: 8px; padding: 8px 12px; border: 1px solid var(--line); border-radius: 6px; background: #fff; font-size: 14.5px; font-weight: 600; }
.pay .ic { color: var(--blue); }
.docs { padding: 28px; }
.docs h3 { font-size: 20px; }
.doc-grp { margin-top: 18px; padding-top: 18px; border-top: 1px solid var(--line); }
.doc-grp h4 { display: flex; gap: 8px; align-items: center; margin-bottom: 8px; font-size: 16px; }
.doc-grp h4 .ic { color: var(--blue); }

/* ---------- Klartext ---------- */
.legal { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr); gap: 48px; align-items: start; }
.legal h2 { margin-bottom: 24px; }
.infos li { display: flex; gap: 14px; padding: 16px 0; border-top: 1px solid var(--line); }
.infos .ic { margin-top: 2px; color: var(--blue); }
.alert { display: flex; gap: 16px; padding: 28px; background: var(--sub); border: 1px solid var(--line); border-left: 5px solid var(--navy); border-radius: var(--r); }
.alert .ic-lg { color: var(--navy); }
.alert h3 { margin-bottom: 8px; font-size: 20px; }

/* ---------- FAQ as help centre ---------- */
.faq { max-width: 880px; }
.search { margin-bottom: 24px; }
.search label { display: block; margin-bottom: 8px; font-weight: 700; }
.search-box { position: relative; }
.search-box .ic { position: absolute; top: 50%; left: 16px; transform: translateY(-50%); color: var(--ink-2); pointer-events: none; }
.search input { width: 100%; min-height: 56px; padding: 12px 16px 12px 52px; border: 1.5px solid var(--ctl); border-radius: var(--r); background: #fff; color: var(--ink); font: inherit; }
.acc { display: grid; gap: 8px; }
.acc details { background: #fff; border: 1px solid var(--line); border-radius: var(--r); }
.acc summary { display: flex; justify-content: space-between; align-items: center; gap: 16px; padding: 18px 20px; font-weight: 600; cursor: pointer; list-style: none; }
.acc summary::-webkit-details-marker { display: none; }
.acc summary:hover { color: var(--blue); }
.chev { color: var(--blue); transition: transform .2s; }
.acc details[open] .chev { transform: rotate(180deg); }
.acc details > p { padding: 0 20px 20px; color: var(--ink-2); }
.no-res { margin-top: 8px; padding: 20px; background: #fff; border: 1px dashed var(--ctl); border-radius: var(--r); }

/* ---------- order form + contact ---------- */
.order { display: grid; grid-template-columns: minmax(0, 1.7fr) minmax(0, 1fr); gap: 32px; align-items: start; }
.form-card { padding: clamp(20px, 3vw, 40px); }
.form-card h2 { font-size: clamp(26px, 1.4vw + 16px, 36px); }
.order-intro { margin-top: 10px; color: var(--ink-2); }
.req-legend { margin-top: 16px; color: var(--ink-2); font-size: 14px; }
.req { margin-left: 2px; color: var(--red); }
.fields { display: grid; grid-template-columns: repeat(2, minmax(0, 1fr)); gap: 20px; margin: 24px 0; }
.field { grid-column: 1 / -1; min-width: 0; margin: 0; padding: 0; border: 0; }
.field.half { grid-column: auto; }
.field > label, .field legend, .rcpt label { display: block; margin-bottom: 6px; padding: 0; font-weight: 600; }
.fields input:not([type="checkbox"]), .fields select, .fields textarea {
  width: 100%; min-height: 48px; padding: 10px 14px; border: 1.5px solid var(--ctl); border-radius: 6px;
  background: #fff; color: var(--ink); font: inherit;
}
.fields textarea { min-height: 120px; resize: vertical; }
.fields input.date { max-width: 260px; }
.fields [aria-invalid="true"] { border-color: var(--red) !important; box-shadow: 0 0 0 1px var(--red); }
.hint { margin-bottom: 8px; color: var(--ink-2); font-size: 14.5px; }
.err { margin-top: 6px; color: var(--red); font-size: 14.5px; font-weight: 600; }
.opts { display: grid; gap: 8px; }
.opt { display: flex; align-items: center; gap: 12px; padding: 12px 14px; border: 1px solid var(--line); border-radius: 6px; cursor: pointer; }
.opt:has(input:checked) { border-color: var(--blue); background: var(--tint); }
.opt input, .consent input { width: 20px; height: 20px; flex: none; margin: 0; accent-color: var(--blue); }
.opt-price { margin-left: auto; font-weight: 600; white-space: nowrap; }
.rcpts { display: grid; gap: 12px; margin-bottom: 12px; }
.rcpt { display: grid; grid-template-columns: minmax(0, 1.5fr) minmax(0, 1fr) auto; gap: 12px; align-items: end; padding: 14px; border-radius: 6px; background: var(--sub); }
.rcpt label { font-size: 14px; }
.consent { display: flex; gap: 12px; align-items: flex-start; }
.consent input { margin-top: 3px; }
.consent label { font-size: 15px; }
.form-status:not(:empty) { margin-top: 16px; padding: 14px 16px; border-radius: 6px; background: var(--green-bg); color: var(--green); font-weight: 600; }

.contact { position: sticky; top: calc(var(--stick) + 16px); padding: 28px; }
.contact h2 { margin-bottom: 8px; font-size: 22px; }
.contact > p { color: var(--ink-2); }
.contact dl { margin: 20px 0 0; }
.contact dl div { padding: 14px 0; border-top: 1px solid var(--line); }
.contact dt { display: flex; gap: 8px; align-items: center; color: var(--ink-2); font-size: 13px; font-weight: 700; letter-spacing: .06em; text-transform: uppercase; }
.contact dt .ic { width: 20px; height: 20px; color: var(--blue); }
.contact dd { margin: 4px 0 0 28px; font-weight: 600; }

/* ---------- footer ---------- */
.ftr { padding: 56px 0 32px; background: var(--navy); color: #D5DEEA; --focus: #fff; }
.ftr a { color: #fff; }
.ftr-top { display: grid; grid-template-columns: minmax(0, 1.4fr) minmax(0, 1fr) minmax(0, 1fr); gap: 32px; padding-bottom: 32px; border-bottom: 1px solid rgb(255 255 255 / .15); }
.ftr-tag { max-width: 36ch; margin-top: 12px; }
.ftr ul li + li { margin-top: 8px; }
.ftr ul a { text-decoration: none; }
.ftr ul a:hover { text-decoration: underline; }
.legalpages details { border-bottom: 1px solid rgb(255 255 255 / .15); }
.legalpages summary { padding: 14px 0; color: #fff; font-weight: 600; cursor: pointer; }
.lp { max-width: 760px; padding: 8px 0 24px; }
.lp h2 { margin-bottom: 8px; color: #fff; font-size: 22px; }
.lp h3 { margin: 18px 0 4px; color: #fff; font-size: 16px; }
.draft { font-style: italic; }
.copy { margin-top: 24px; font-size: 14px; }

/* ---------- mobile total bar ---------- */
.mbar { display: none; }
.mbar-row { display: flex; align-items: center; gap: 10px; padding: 10px var(--pad); padding-bottom: max(10px, env(safe-area-inset-bottom)); }
.mbar-tog { display: grid; grid-template-columns: auto auto; align-items: center; column-gap: 6px; min-height: 48px; padding: 2px 4px; border: 0; background: none; color: var(--ink); font: inherit; text-align: left; cursor: pointer; }
.mbar-l { grid-column: 1 / -1; color: var(--ink-2); font-size: 12px; line-height: 1.2; }
.mbar-tog strong { font-size: 20px; line-height: 1.2; white-space: nowrap; }
.mbar-tog .chev { transform: rotate(180deg); }
.mbar-tog[aria-expanded="true"] .chev { transform: none; }
.mbar-row .btn { flex: 1 1 0; min-width: 0; min-height: 48px; margin-left: auto; padding: 8px 12px; font-size: 14.5px; line-height: 1.2; }
.mbar-panel { max-height: 60vh; overflow: auto; padding: 16px var(--pad) 8px; border-bottom: 1px solid var(--line); }

/* ---------- responsive ---------- */
@media (max-width: 1100px) {
  .aud, .svc-cards { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .trust { grid-template-columns: minmax(0, 1fr); gap: 12px; }
  .cmp th, .cmp td { padding: 12px 10px; }
}
@media (max-width: 900px) {
  :root { --stick: var(--bar-h); }
  .hdr { top: calc(-1 * var(--util-h)); } /* service bar scrolls away; login is repeated in the menu */
  .nav-login { display: flex; align-items: center; gap: 8px; margin-top: 8px; padding: 12px 8px; border-top: 1px solid rgb(255 255 255 / .15); color: #fff; font-size: 17px; font-weight: 600; text-decoration: none; }
  .menu-btn { display: inline-grid; }
  .bar-cta { margin-left: auto; }
  .nav { position: absolute; top: 100%; right: calc(-1 * var(--pad)); left: calc(-1 * var(--pad)); display: none; padding: 8px var(--pad) 16px; background: var(--navy); border-top: 1px solid rgb(255 255 255 / .15); box-shadow: 0 12px 24px rgb(0 0 0 / .25); }
  .hdr.open .nav { display: block; }
  .nav ul { flex-direction: column; }
  .nav a { padding: 12px 8px; font-size: 17px; }
  .hero-in, .calc, .proc, .legal, .order, .dig-grid { grid-template-columns: minmax(0, 1fr); }
  .acct { justify-self: start; max-width: 560px; }
  .plan, .contact { position: static; }
  /* comparison table → stacked rows, 4 columns of checks under each feature */
  .cmp, .cmp thead, .cmp tbody, .cmp tfoot { display: block; }
  .cmp tr { display: grid; grid-template-columns: repeat(4, minmax(0, 1fr)); }
  .cmp thead { position: sticky; top: var(--stick); z-index: 2; border-radius: var(--r) var(--r) 0 0; background: #fff; box-shadow: 0 1px 0 var(--line); }
  .cmp thead td { display: none; }
  .cmp thead th { position: static; padding: 10px 2px; box-shadow: none; }
  .cmp-names { position: absolute !important; width: 1px; height: 1px; overflow: hidden; clip-path: inset(50%); white-space: nowrap; }
  .cmp-ics { margin: 0; gap: 0; }
  .cmp-ics .ic { width: 18px; height: 18px; }
  .cmp-ics .plus { font-size: 11px; }
  .cmp th[scope="row"], .cmp .grp th, .cmp .addon { grid-column: 1 / -1; }
  .cmp th[scope="row"] { padding: 12px 12px 2px; }
  .cmp tbody td { padding: 4px 0 12px; border-top: 0; }
  .cmp .grp th { padding: 12px; }
  .cmp .addon { padding: 8px 12px 12px; border-top: 0; text-align: left; }
  .cmp tfoot td { padding: 4px 0 14px; border-top: 0; }
  .cmp .tot strong { font-size: 15px; }
  .cmp .pick { display: none; }
  .grp-in { flex-wrap: wrap; }
}
@media (max-width: 760px) {
  :root { --bar-h: 56px; }
  html { scroll-padding-bottom: 96px; }
  body { padding-bottom: 76px; font-size: 16.5px; }
  .util-phone { display: none; }
  .util-in { justify-content: flex-end; gap: 14px; }
  .bar-in { gap: 10px; }
  .logo { font-size: 16px; gap: 8px; }
  .logo-mark { width: 30px; height: 30px; }
  .bar-cta { padding: 8px 12px; font-size: 14px; }
  .cta-row .btn { flex: 1 1 100%; }
  .facts ul { grid-template-columns: repeat(2, minmax(0, 1fr)); }
  .facts li { padding: 20px 0 20px 16px; }
  .facts li:nth-of-type(odd) { padding-left: 0; border-left: 0; }
  .facts li:nth-of-type(n + 3) { border-top: 1px solid var(--line); }
  .aud, .svc-cards { grid-template-columns: minmax(0, 1fr); }
  .cond-row { grid-template-columns: minmax(0, 1fr); padding: 16px; }
  .cond dd { padding-left: 34px; }


  .sw-row { grid-template-columns: 40px 1fr auto; gap: 4px 12px; }
  .sw-ic { width: 40px; height: 40px; }
  .sw-price { grid-column: 2; grid-row: 2; text-align: left; }
  .sw { grid-column: 3; grid-row: 1 / span 2; }
  .stepper { grid-template-columns: 1fr; gap: 0; }
  .stepper li { padding: 0 0 24px 56px; }
  .stepper li::after { top: 44px; bottom: 4px; left: 19px; right: auto; width: 2px; height: auto; }
  .rules li { grid-template-columns: auto minmax(0, 1fr); }
  .r-match { grid-column: 1 / -1; }
  .fields { grid-template-columns: minmax(0, 1fr); }
  .rcpt { grid-template-columns: minmax(0, 1fr); }
  .rcpt-rm { justify-self: start; }
  .ftr-top { grid-template-columns: minmax(0, 1fr); }
  .mbar:not([hidden]) { position: fixed; right: 0; bottom: 0; left: 0; z-index: 60; display: block; background: #fff; border-top: 1px solid var(--line); box-shadow: 0 -6px 24px rgb(11 37 69 / .14); }
}
@media (prefers-reduced-motion: reduce) {
  *, *::before, *::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}

/* v13c: an editorial banking identity, with the office itself as the illustration. */
:root { --navy: #102f45; --navy-2: #0b2436; --ink: #102f45; --ink-2: #485d6c; --blue: #1559b5; --sub: #edf2f5; --tint: #f6f8f9; --r: 4px; --bar-h: 80px; --util-h: 40px; --pad: clamp(22px,4.5vw,64px); }
body { font-size: 16px; line-height: 1.65; }
.wrap { max-width: 1224px; width: calc(100% - 2 * var(--pad)); }
.btn { border-radius: 3px; transition: background .18s, color .18s, box-shadow .18s, transform .18s; }
.btn:hover { box-shadow: 0 4px 14px #0b243618; }
.btn:active { transform: translateY(2px); box-shadow: none; }
.btn:focus-visible { outline-offset: 5px; }
.btn-lg { min-height: 56px; font-size: 15px; padding-inline: 22px; }
.hdr { border-bottom: 1px solid #ffffff26; }
.util { font-size: 12px; }
.util a { color: #d5e3e9; }
.lang button { min-height: 32px; border-radius: 2px; }
.logo { letter-spacing: -.6px; font-size: 23px; }
.logo-mark { width: 38px; height: 38px; border-radius: 2px; background: transparent; border: 1px solid #a9c0d0; }
.logo-mark .ic { width: 26px; height: 26px; }
.nav a { font-size: 13px; padding-inline: 10px; }
.bar-cta { font-size: 13px; min-height: 44px; }
.hero { background: var(--navy); color: #fff; padding: 64px 0 44px; --focus: #e2f2bc; }
.hero-in { grid-template-columns: minmax(0,1.13fr) minmax(0,.87fr); gap: 80px; align-items: center; }
.eyebrow { color: #d6e9ae; font-size: 11px; letter-spacing: .15em; display: flex; align-items: center; gap: 10px; }
.eyebrow:before { content: ''; width: 6px; height: 6px; background: currentColor; }
h1 { margin-top: 22px; font-weight: 500; font-size: clamp(48px,4.65vw,68px); line-height: 1.035; letter-spacing: -.055em; }
h1 > span { white-space: pre-line; display: block; }
.hero-em { color: #d6e9ae; }
.lead { max-width: 44ch; color: #d7e2e9; font-size: 17px; line-height: 1.7; }
.hero-checks { display: flex; gap: 12px 20px; flex-wrap: wrap; margin-top: 22px; font-size: 12px; color: #d7e2e9; }
.hero-checks .ic { width: 16px; height: 16px; color: #d6e9ae; }
.cta-row { gap: 12px; margin-top: 28px; }
.hero .btn-primary { background: #d6e9ae; color: #102f45; }
.hero .btn-primary:hover { background: #e7f5cb; }
.hero .btn-outline { color: #fff; background: transparent; border-color: #92a9ba; }
.hero .btn-outline:hover { background: #254559; }
.hero .btn .ic { width: 18px; }
.trust { grid-template-columns: repeat(3,minmax(0,1fr)); margin-top: 36px; padding-top: 23px; gap: 16px; border-color: #ffffff30; }
.trust li { gap: 7px; font-size: 10px; line-height: 1.5; color: #c7d6df; }
.trust strong { color: #fff; font-size: 12px; margin-bottom: 3px; }
.trust .ic { color: #d6e9ae; width: 18px; height: 18px; }
.acct { max-width: none; margin-bottom: 30px; }
.acct-cap { display: flex; justify-content: space-between; gap: 12px; font-size: 10px; color: #cad9e4; font-weight: 400; padding: 0 1px 6px; }
.mono { font-family: var(--mono); }
.acct-card { border-radius: 6px; border: 0; box-shadow: 0 26px 65px #00142355; color: var(--ink); }
.acct-head { background: #fff; color: var(--ink); border-bottom: 1px solid var(--line); padding: 18px 24px; }
.acct-head strong { font-size: 14px; font-weight: 600; }
.acct-ic { width: 28px; height: 28px; background: none; color: var(--blue); }
.acct-city { color: var(--ink-2); font: 10px var(--mono); text-transform: uppercase; border: 1px solid var(--line); padding: 5px 8px; border-radius: 2px; }
.address-visual { position: relative; display: flex; align-items: center; padding: 32px 26px 28px; background: #edf2f5; overflow: hidden; min-height: 190px; }
.address-copy { z-index: 1; }
.acct-label { font-size: 9px; letter-spacing: .13em; }
.address-city { font-size: 55px; letter-spacing: -.055em; font-weight: 600; line-height: 1.2; }
.city-dot { color: var(--blue); }
.address-sub { margin-top: 8px; font-size: 10px; }
.berlin-line { width: 165px; height: 150px; color: #54778e; position: absolute; right: 10px; bottom: -1px; opacity: .7; }
.acct-body { padding: 22px 26px 20px; }
.status { background: #edf4e7; color: #315921; padding: 10px 12px; font-size: 11px; border-radius: 2px; gap: 8px; }
.status .ic { width: 18px; height: 18px; }
.office-routing { display: flex; align-items: center; gap: 12px; margin: 24px 0 14px; }
.route-icon { width: 38px; height: 38px; display: grid; place-items: center; background: var(--sub); color: var(--blue); border-radius: 3px; }
.office-routing strong { font-size: 13px; font-weight: 600; }
.office-routing p { font-size: 10px; color: var(--ink-2); }
.route-arrow { margin-left: auto; color: var(--blue); width: 18px; }
.route-options { display: flex; gap: 8px; padding-left: 50px; }
.route-options > span { display: flex; gap: 5px; align-items: center; font-size: 9px; border: 1px solid var(--line); border-radius: 2px; padding: 7px; }
.route-options .ic { width: 14px; height: 14px; color: var(--blue); }
.acct-row { margin-top: 25px; padding-top: 18px; align-items: center; font-size: 11px; }
.acct-row small { display: block; font-size: 9px; font-weight: 400; }
.acct-row p { text-align: right; }
.acct-row p > span { display: block; font-size: 9px; font-weight: 400; }
.acct-row strong { font: 500 31px/1.2 var(--sans); letter-spacing: -.04em; }
.hero-tax { text-align: right; font-size: 9px; color: var(--ink-2); margin-top: 7px; }
.acct-foot { display: flex; align-items: center; justify-content: center; gap: 8px; color: #cad9e4; font-size: 10px; margin-top: 18px; }
.acct-foot .ic { width: 15px; height: 15px; }
.facts { background: #f2f5ef; }
.facts li { padding: 25px 32px; border-color: #d4ddd4; }
.facts strong { font-size: 24px; font-weight: 500; letter-spacing: -.04em; }
.facts span { display: block; font-size: 11px; margin-top: 5px; }
.sec { padding: 88px 0; }
.sec-head { max-width: 820px; margin-bottom: 34px; }
.section-kicker { display: flex; gap: 14px; color: var(--blue) !important; font-size: 10px !important; font-weight: 600; letter-spacing: .13em; text-transform: uppercase; margin: 0 0 16px !important; }
.section-kicker > span:first-child { font-family: var(--mono); }
.sec-head h2,.legal h2 { font-size: clamp(28px,3vw,43px); font-weight: 500; letter-spacing: -.04em; line-height: 1.12; }
.sec-head > p:not(.chip):not(.section-kicker) { font-size: 15px; max-width: 68ch; }
.svc-cards { grid-template-columns: repeat(3,minmax(0,1fr)); gap: 18px; }
.svc { padding: 28px; border-radius: 4px; background: #f6f8f9; border-color: transparent; }
.svc-base { background: #edf2f5; border-color: #bbccd6; box-shadow: none; }
.svc-top { margin-bottom: 28px; }
.svc-ic { background: #fff; color: var(--blue); width: 42px; height: 42px; border-radius: 3px; }
.badge { background: #e7edf1; color: var(--ink-2); font-size: 10px; border-radius: 2px; padding: 4px 8px; }
.svc h3 { font-size: 21px; font-weight: 600; letter-spacing: -.04em; }
.svc-tag { font-size: 12px; margin-top: 12px; font-weight: 600; }
.svc-desc { font-size: 13px; margin-top: 10px; line-height: 1.7; }
.svc-price { font-size: 11px; }
.svc-price strong { font-size: 29px; font-weight: 500; letter-spacing: -.04em; }
.svc-accounting { grid-column: 1/-1; display: grid; grid-template-columns: 50px 1fr 1.4fr auto; column-gap: 24px; padding: 24px 28px; border: 1px solid var(--line); background: #fff; align-items: center; }
.svc-accounting .svc-top { grid-column: 1; grid-row: 1/4; margin: 0; }
.svc-accounting .badge { display: none; }
.svc-accounting h3 { grid-column: 2; font-size: 18px; }
.svc-accounting .svc-tag { grid-column: 2; margin-top: 6px; font-size: 11px; font-weight: 400; }
.svc-accounting .svc-desc { grid-column: 3; grid-row: 1/3; font-size: 12px; margin: 0; }
.svc-accounting .svc-price { grid-column: 4; grid-row: 1/3; margin: 0; padding: 0; border: 0; white-space: nowrap; }
.svc-accounting .svc-price strong { display: block; font-size: 26px; }
.comparison { margin-top: 24px; border-block: 1px solid var(--line); }
.comparison > summary { display: flex; justify-content: space-between; align-items: center; gap: 12px; cursor: pointer; padding: 18px 0; list-style: none; font-size: 13px; font-weight: 600; }
.comparison > summary::-webkit-details-marker { display: none; }
.comparison[open] > summary .ic { transform: rotate(180deg); }
.comparison-body { padding-bottom: 24px; }
.cmp { font-size: 12px; }
.cmp thead th { font-size: 11px; }
.cmp .feats { font-size: 11px; }
.cmp .btn { font-size: 11px; padding: 8px; }
#audience { background: #edf2f5; padding-bottom: 52px; }
.aud { gap: 30px; }
.aud-card { padding: 0; border: 0; border-radius: 0; }
.aud-card:before { margin-bottom: 22px; font-size: 11px; }
.aud-card h3 { font-size: 18px; font-weight: 600; }
.aud-card p { font-size: 13px; }
#uses { padding-top: 26px; }
#uses .sec-head h2 { font-size: 24px; }
#uses .sec-head { margin-bottom: 24px; }
.cond-row { padding: 16px 22px; font-size: 13px; }
.note { font-size: 12px; }
#pricing { background: var(--navy); color: white; }
#pricing .section-kicker { color: #d6e9ae !important; }
#pricing .sec-head > p:not(.section-kicker) { color: #ccdce5; }
.calc { gap: 32px; grid-template-columns: minmax(0,1.3fr) minmax(0,1fr); }
.calc-opts { background: transparent; border: 0; padding: 0; color: #fff; }
.grp-h { color: #c7d6df; font-size: 10px; margin-top: 0; margin-bottom: 12px; }
#sw-base { margin-bottom: 24px; }
.sw-row { border-color: #ffffff26; padding-block: 20px; gap: 16px; }
.sw-ic { background: #24445a; color: #d6e9ae; }
.sw-name { font-size: 14px; }
.sw-tag { color: #c7d6df; font-size: 11px; margin-top: 4px; }
.sw-price { font-size: 14px; }
.sw-price .per { display: block; color: #c7d6df; font-size: 10px; }
.sw-track { background: #657a8a; }
.sw input:checked + .sw-track { background: #d6e9ae; }
.sw input:checked + .sw-track::after { background: var(--navy); }
.sw input:disabled + .sw-track { background: #b8cedc; }
.sw input:focus-visible + .sw-track { outline-color: #fff; }
#pricing .tip { color: #d6e9ae; }
.tip-txt { color: var(--ink); font-size: 12px; }
.plan { color: var(--ink); border: 0; padding: 30px; box-shadow: 0 20px 40px #061a2a40; }
.plan-caption { display: flex; align-items: center; gap: 10px; padding-bottom: 24px; font-size: 13px; font-weight: 600; }
.plan-caption .ic { color: var(--blue); }
.plan-lines { font-size: 12px; }
.plan-lines li { padding-block: 12px; }
.plan-total { display: block; margin-top: 24px; padding-top: 24px; font-size: 12px; border-top-width: 1px; }
.plan-total strong { display: block; margin-top: 14px; font-size: 48px; font-weight: 500; letter-spacing: -.05em; }
.plan-vat { font-size: 10px; }
.plan-hint { font-size: 11px; }
.plan .btn { margin-top: 28px; }
.stepper { margin-top: 48px; gap: 36px; }
.stepper li:before { border-radius: 3px; background: var(--sub); color: var(--blue); font: 13px var(--mono); }
.stepper h3 { font-size: 17px; font-weight: 600; }
.stepper p { font-size: 13px; }
.chip { background: transparent; padding: 0; font-size: 12px; }
.rules li { font-size: 13px; }
.r-to { font-size: 11px; }
.rules h3 { font-size: 16px; font-weight: 600; }
.safe { background: #edf4e7; color: #34532d; border-radius: 4px; font-size: 12px; }
.safe .ic-lg { color: #34532d; }
.safe-t { color: #203d1a; font-size: 16px; font-weight: 600; }
.vsteps h3 { font-size: 17px; font-weight: 600; }
.vsteps p { font-size: 13px; }
.vsteps > li { padding-left: 62px; padding-bottom: 32px; }
.vsteps > li:before { border-width: 1px; font: 12px var(--mono); background: transparent; }
.docs { border: 0; padding: 30px; }
.docs h3 { font-size: 19px; font-weight: 600; }
.doc-grp h4 { font-size: 13px; }
.checks.sm li { font-size: 12px; }
.infos { font-size: 13px; }
.alert { padding: 26px; font-size: 13px; background: #f2f5ef; border-color: #d3dfcd; border-left-color: #58703e; }
.alert h3 { font-size: 19px; }
.faq { max-width: 900px; }
.search label { font-size: 12px; }
.search input { font-size: 14px; }
.acc { gap: 0; border-top: 1px solid #c7d4de; }
.acc details { border: 0; border-bottom: 1px solid #c7d4de; border-radius: 0; background: transparent; }
.acc summary { padding: 20px 0; font-size: 14px; }
.acc details > p { padding: 0 35px 24px 0; font-size: 13px; }
.order { gap: 60px; }
.form-card { padding: 0; border: 0; }
.form-card h2 { font-size: 38px; letter-spacing: -.045em; font-weight: 500; }
.order-intro { font-size: 14px; }
.prototype-note { color: var(--ink-2); font-size: 11px; margin-top: 12px; }
.req-legend { font-size: 11px; }
.fields { font-size: 13px; }
.fields input:not([type=checkbox]),.fields select,.fields textarea { border-color: #7f909d; border-radius: 3px; }
.opt { padding: 13px 12px; }
.hint { font-size: 12px; }
.consent label { font-size: 12px; }
.contact { border: 0; background: var(--sub); padding: 28px; }
.contact h2 { font-size: 22px; font-weight: 500; letter-spacing: -.03em; }
.contact > p { font-size: 13px; }
.contact dt { font-size: 10px; }
.contact dd { font-size: 13px; }
.ftr { font-size: 12px; }
.ftr-tag { max-width: 40ch; }
.copy { font-size: 11px; }
@media (max-width: 1180px) {
 .hero-in { gap: 40px; }
 .bar-in { gap: 16px; }
 .nav a { padding-inline: 7px; font-size: 12px; }
 .hero .cta-row { flex-direction: column; align-items: flex-start; }
 .hero .cta-row .btn { min-width: 255px; }
 .svc { padding: 24px; }
 .svc-accounting { column-gap: 18px; }
 .sw-row { gap: 12px; }
}
@media (max-width: 900px) {
 :root { --bar-h: 72px; }
 .hero-in { grid-template-columns: minmax(0,1fr) minmax(0,.9fr); gap: 28px; }
 h1 { font-size: 49px; }
 .hero .trust { grid-template-columns: 1fr; gap: 12px; }
 .trust strong { display: inline; margin-right: 5px; }
 .acct-head { padding: 16px; }
 .acct-head strong { font-size: 12px; }
 .acct-city { display: none; }
 .acct-body { padding: 18px; }
 .address-visual { padding: 28px 18px; }
 .berlin-line { width: 130px; opacity: .4; }
 .route-options { padding-left: 0; }
 .calc { grid-template-columns: minmax(0,1fr); }
 .svc-cards { grid-template-columns: repeat(3,minmax(0,1fr)); }
 .svc { padding: 20px; }
 .svc h3 { font-size: 18px; }
 .svc-accounting { grid-template-columns: 40px 1fr auto; }
 .svc-accounting .svc-desc { grid-column: 2; grid-row: 3; margin-top: 10px; }
 .svc-accounting .svc-price { grid-column: 3; grid-row: 1/4; }
 .sec { padding-block: 64px; }
 .order { gap: 36px; }
}
@media (max-width: 600px) {
 :root { --bar-h: 66px; --util-h: 40px; }
 .util-phone { display: none !important; }
 .util-in { justify-content: space-between; }
 .util .login { font-size: 11px; }
 .logo { font-size: 18px; gap: 8px; }
 .logo-mark { width: 29px; height: 31px; }
 .logo-mark .ic { width: 20px; height: 20px; }
 .bar-in { gap: 9px; }
 .bar-cta { font-size: 10px; min-height: 38px; padding: 7px 9px; }
 .menu-btn { width: 34px; height: 38px; border-radius: 2px; }
 .hero { padding: 37px 0 34px; }
 .hero-in { grid-template-columns: minmax(0,1fr); gap: 40px; }
 .eyebrow { font-size: 9px; letter-spacing: .12em; }
 h1 { font-size: 54px; letter-spacing: -.058em; margin: 22px 0; }
 .lead { font-size: 14px; line-height: 1.75; max-width: 38ch; }
 .hero-checks { font-size: 10px; gap: 8px; display: grid; margin-top: 20px; }
 .hero-checks .ic { margin-top: 0; }
 .hero .cta-row { display: grid; grid-template-columns: 1fr; margin-top: 26px; gap: 10px; }
 .hero .cta-row .btn { width: 100%; min-height: 50px; font-size: 13px; }
 .hero .trust { grid-template-columns: repeat(3,minmax(0,1fr)); margin-top: 28px; padding-top: 20px; gap: 10px; }
 .trust li { display: block; font-size: 9px; }
 .trust li > .ic { margin-bottom: 6px; }
 .trust strong { display: block; font-size: 10px; margin-bottom: 3px; }
 .acct { margin: 0; }
 .acct-cap { font-size: 9px; }
 .acct-head { padding: 17px 20px; }
 .acct-city { display: inline-flex; }
 .acct-body { padding: 20px; }
 .address-visual { padding: 24px 20px; min-height: 172px; }
 .berlin-line { width: 135px; opacity: .6; }
 .address-city { font-size: 49px; }
 .address-sub { font-size: 9px; }
 .route-options { padding-left: 0; }
 .route-options > span { flex: 1; justify-content: center; font-size: 9px; }
 .acct-foot { font-size: 9px; }
 .facts li { padding: 20px 14px !important; }
 .facts li:nth-child(odd) { padding-left: 0 !important; }
 .facts strong { font-size: 22px; }
 .facts span { font-size: 10px; }
 .sec { padding-block: 54px; }
 .sec-head { margin-bottom: 28px; }
 .sec-head h2,.legal h2 { font-size: 32px; }
 .sec-head > p:not(.chip):not(.section-kicker) { font-size: 13px; }
 .section-kicker { font-size: 9px !important; margin-bottom: 14px !important; }
 .svc-cards { grid-template-columns: 1fr; gap: 14px; }
 .svc { padding: 24px; }
 .svc-top { margin-bottom: 22px; }
 .svc h3 { font-size: 22px; }
 .svc-accounting { display: flex; align-items: stretch; }
 .svc-accounting .svc-top { margin-bottom: 16px; }
 .svc-accounting .badge { display: inline-flex; }
 .svc-accounting .svc-desc { margin-top: 12px; }
 .svc-accounting .svc-price { margin-top: 18px; padding-top: 16px; border-top: 1px solid var(--line); }
 .svc-accounting .svc-price strong { display: inline; }
 .comparison > summary { font-size: 12px; }
 .cmp .grp-price { white-space: normal; }
 .aud { grid-template-columns: repeat(2,minmax(0,1fr)); gap: 30px 20px; }
 .aud-card h3 { font-size: 16px; }
 .aud-card p { font-size: 12px; }
 .aud-card:before { margin-bottom: 14px; }
 #audience { padding-bottom: 40px; }
 .cond-row { padding: 16px; font-size: 12px; }
 .cond dd { padding-left: 0; }
 .note { padding: 15px; font-size: 11px; gap: 8px; }
 .sw-row { grid-template-columns: 32px minmax(0,1fr) 46px; gap: 5px 10px; }
 .sw-ic { width: 32px; height: 36px; }
 .sw-ic .ic { width: 20px; height: 20px; }
 .sw-name { font-size: 13px; }
 .sw-tag { font-size: 10px; }
 .sw-price { font-size: 14px; margin-top: 6px; }
 .sw-price .per { display: inline; }
 .sw { width: 46px; height: 28px; }
 .sw-track:after { width: 22px; height: 22px; }
 .sw input:checked + .sw-track:after { transform: translateX(18px); }
 .plan { padding: 25px; }
 .plan-total strong { font-size: 43px; }
 .plan-caption { padding-bottom: 16px; }
 .plan-total { margin-top: 16px; padding-top: 16px; }
 .stepper { margin-top: 30px; gap: 0; }
 .stepper p { font-size: 12px; }
 .rules { padding: 20px; }
 .safe { padding: 22px; }
 .proc { gap: 36px; }
 .docs { padding: 22px; }
 .legal { gap: 30px; }
 .infos { font-size: 12px; }
 .alert { padding: 22px; font-size: 12px; }
 .acc summary { font-size: 13px; }
 .acc details > p { font-size: 12px; }
 .form-card h2 { font-size: 34px; }
 .order-intro { font-size: 13px; }
 .opt { display: grid; grid-template-columns: 20px minmax(0,1fr); gap: 6px 10px; }
 .opt-price { grid-column: 2; margin-left: 0; font-size: 13px; }
 .mbar-row { gap: 18px; }
 .mbar-row .btn { font-size: 12px; }
 .mbar-tog strong { font-size: 20px; }
 .mbar-l { font-size: 10px; }
 .contact { padding: 24px; }
}
@media (prefers-reduced-motion: reduce) {
 *,*::before,*::after { transition: none !important; animation: none !important; scroll-behavior: auto !important; }
}

/* Second visual pass: clear first-screen price, readable supporting copy. */
.nav .nav-login { display: none; }
.hero-price { display: flex; align-items: end; gap: 26px; margin-top: 24px; }
.hero-price > div > span { color: #d7e2e9; font-size: 11px; }
.hero-price p { display: flex; align-items: baseline; gap: 8px; }
.hero-price strong { font-size: 30px; line-height: 1.25; letter-spacing: -.04em; font-weight: 500; }
.hero-price p > span { font-size: 11px; color: #d7e2e9; }
.hero-price > span { max-width: 20ch; font-size: 10px; color: #d7e2e9; line-height: 1.5; }
.lead,.sec-head p,.aud-card p,.svc-desc,.sw-tag { hyphens: none; }
.svc-tag { font-size: 13px; }
.svc-desc { font-size: 14px; }
.svc-accounting .svc-desc,.svc-accounting .svc-tag { font-size: 12px; }
.trust li { font-size: 11px; }
.trust strong { font-size: 13px; }
.facts span { font-size: 12px; }
.acct-cap,.acct-foot { font-size: 11px; }
.acct-label,.address-sub,.hero-tax,.acct-row small { font-size: 10px; }
.office-routing p,.route-options > span { font-size: 11px; }
.status { font-size: 12px; }
.acct-row { font-size: 12px; }
.plan-vat,.plan-hint { font-size: 12px; }
.cond-row,.stepper p,.vsteps p,.infos,.acc details > p { font-size: 14px; }
@media (max-width: 900px) {
 .nav .nav-login { display: flex; }
}
@media (max-width: 600px) {
 .hero-price { gap: 18px; margin-top: 23px; }
 .hero-price strong { font-size: 30px; }
 .hero .cta-row { margin-top: 21px; }
 .trust li { font-size: 10px; }
 .trust strong { font-size: 11px; }
 .acct-cap,.acct-foot { font-size: 10px; }
 .route-options > span { font-size: 10px; }
 .hero-tax { font-size: 10px; }
 .cond-row,.stepper p,.vsteps p,.infos,.acc details > p { font-size: 13px; }
 .plan-vat { font-size: 11px; }
}

/* Final polish: focus remains visible on both calculator surfaces. */
#pricing { --focus: #ffffff; }
#pricing .plan { --focus: var(--blue); }
.order-intro,.hint,.consent label { hyphens: none; }
.fields input::placeholder,.fields textarea::placeholder { color: #5a6873; opacity: 1; }

/* Readability pass: fine print stays legible at real device sizes. */
.hero-price > div > span,.hero-price p > span,.hero-price > span,
.acct-cap,.acct-foot,.acct-label,.address-sub,.hero-tax,.acct-row small,
.office-routing p,.route-options > span { font-size: 12px; }
.trust li { font-size: 12px; }
.svc-accounting .svc-desc,.svc-accounting .svc-tag { font-size: 14px; }
.btn:active { transform: translateY(1px); }
@media (max-width:600px) {
 .lead { font-size: 16px; line-height: 1.65; }
 .hero .cta-row .btn { font-size: 14px; }
 .trust li { font-size: 12px; }
 .trust strong { font-size: 13px; }
 .hero-price { flex-wrap: wrap; gap: 10px 20px; }
 .hero-price > span { max-width: 15ch; }
 .acct-cap { gap: 12px; }
 .acct-cap > span:first-child { max-width: 25ch; }
 .route-options { flex-wrap: wrap; }
 .route-options > span { flex-basis: 100%; justify-content: flex-start; }
 .sec-head > p:not(.chip):not(.section-kicker),.aud-card p,.note,
 .cond-row,.stepper p,.vsteps p,.infos,.acc details > p,
 .order-intro,.alert { font-size: 15px; }
 .sw-name,.acc summary { font-size: 15px; }
 .sw-tag,.plan-vat,.plan-hint,.comparison > summary { font-size: 13px; }
}

/* Second review: calmer reading rhythm and unmistakable keyboard focus. */
.cond dd,.note,.stepper p,.vsteps p,.acc details > p { hyphens: none; }
.sw input:focus-visible + .sw-track { outline: 3px solid #fff; outline-offset: 5px; }
@media (max-width:600px) {
 .hero-price { align-items: center; }
 .hero-price > span { font-size: 11px; }
 .acct-foot { align-items: flex-start; }
 .address-sub { max-width: 20ch; }
 .trust { row-gap: 18px; }
}

/* Final screenshot review: unbroken price notes and a full-width mobile action. */
.plan-vat,.plan-hint,.fields textarea { hyphens: none; }
@media (max-width:600px) {
 #form > .btn { width: 100%; }
 .hero-price > div { flex-shrink: 0; }
}

/* ---------- Live site (#28, tools/build-site.mjs): [placeholders], footer links, Impressum / Datenschutz ---------- */
/* [Placeholders] the owner still has to fill in stay visible and are marked (<mark class="ph">). */
mark.ph { padding: 0 .2em; border-radius: 2px; background: #fff1a8; color: #102f45; box-shadow: inset 0 0 0 1px #9a7800; }
.ftr-legal { display: flex; flex-wrap: wrap; gap: 8px 28px; padding: 16px 0; border-bottom: 1px solid rgb(255 255 255 / .15); }
.ftr .ftr-legal li + li { margin-top: 0; }
.ftr-legal a { display: inline-block; padding: 6px 0; font-weight: 600; }
.ftr-legal a[aria-current="page"] { text-decoration: underline; }
/* Impressum / Datenschutz: a page of their own in the 15A frame (navy bar, navy title band, footer) */
.hdr.hdr--page { top: 0; }
.hdr--page .bar-in { gap: 14px; }
.page-lang { display: inline-grid; place-items: center; min-width: 44px; min-height: 40px; margin-left: auto; padding: 0 10px; border: 1px solid rgb(255 255 255 / .35); border-radius: 2px; color: #fff; font: 600 13px/1 var(--sans); text-decoration: none; }
.page-lang:hover { background: rgb(255 255 255 / .1); }
.lp-hero { padding: 56px 0 44px; background: var(--navy); color: #fff; --focus: #e2f2bc; }
.lp-hero h1 { margin: 18px 0 16px; font-size: clamp(30px, 4vw + 12px, 56px); hyphens: auto; overflow-wrap: break-word; }
.lp-hero .draft { max-width: 70ch; color: #d7e2e9; font-size: 14px; }
.lp-hero .lp-intro { max-width: 60ch; margin-bottom: 12px; color: #fff; font-size: 18px; } /* AGB: "für die Leistungen …" (#35) */
.lp-body { padding: 48px 0 72px; }
.lp-text { max-width: 760px; }
.lp-text h2 { margin: 36px 0 8px; font-size: 22px; font-weight: 600; letter-spacing: -.02em; hyphens: auto; }
.lp-text h2:first-child { margin-top: 0; }
.lp-text p { max-width: 70ch; margin-top: 8px; color: var(--ink-2); font-size: 15px; }
.lp-text .lp-updated { margin-top: 36px; padding-top: 16px; border-top: 1px solid var(--line); font-size: 14px; } /* "Stand: …" (#35) */
.lp-back { margin-top: 44px; }
@media (max-width: 600px) {
 .hdr--page .bar-cta { display: none; } /* the logo needs the room; the page itself links home */
 .lp-hero { padding: 40px 0 32px; }
 .lp-body { padding: 36px 0 56px; }
 .lp-text h2 { font-size: 20px; }
}